Mortgage Split-Risk Yield Calculator
Fractional Interest-Only Investment Allocation
Investor 1 investment cannot exceed total mortgage amount.
Quick Risk Split Presets:
Deal Parameters
$100,000
$
12.00%
%
Primary Investor (Investor 1)
Lower Risk
60% of total
$
%
Total Pool Yield (Client Pays)
Total Mortgage
$100,000
Client Rate
12.00%
Total Monthly Interest
$1,000.00
Secondary Investor (Investor 2)
Capital Required
$40,000
Required Return Rate
12.75%
+0.75% over client rate
Monthly Payout
$425.00
$5,100 / year
Side-by-Side Comparison Weighted Avg: 12.00%
| Investor | Capital | Share | Rate | Annual Yield | Monthly Payout |
|---|---|---|---|---|---|
| Investor 1 (Primary) | $60,000 | 60.0% | 11.50% | $6,900.00 | $575.00 |
| Investor 2 (Secondary) | $40,000 | 40.0% | 12.75% | $5,100.00 | $425.00 |
| Total (Client Paid) | $100,000 | 100.0% | 12.00% | $12,000.00 | $1,000.00 |
Capital vs Interest Split
Capital Allocated
60% / 40%
Interest Income Share
57.5% / 42.5%
Investor 1
Investor 2
Monthly Cashflow Share
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